Boiler Finance

Boiler Finance Matty July 4, 2022
Boiler in the basement
derek money box

Spread the cost of your boiler into monthly payments

Would you happen to need boiler finance?

Nobody wants to spend money on a boiler, but our boiler finance plans can spread the cost to as little as £11.63 per month. We also have 0% interest-free credit available on selected boiler models.

Fixed price boiler quote
Boiler finance available
Gas Safe installation
U.K Wide coverage
Buy your new
boiler on finance
Take the online survey

Answer a few simple questions about your home (takes about 2 minutes)

Choose your new boiler

Choose from a selection of boilers recommended for your home

Select your finance plan

Select the boiler finance plan you require and your deposit amount

Macbook Pro with boiler survey results from WarmZilla
How does boiler finance with WarmZilla work?

For most of us buying a boiler is a thing of necessity, there are a million other things we would rather spend our hard-earned cash on. 

A boiler is one of the more expensive home appliances, so when it comes time to replace your old boiler and you don’t have a few thousand pounds in bank account to cover it – boiler finance is a great option.

Boiler finance allows you to spread the cost of a new boiler into a manageable monthly payment plan.

The monthly repayments on your boiler finance plan will depend on the length of term finance you select, the boiler you choose, and the deposit amount you choose to pay. 

Length of term – A finance plan for 36 months will incur lower costs than a 60 or 120-month plan as there is less risk for the lender as they will get their money back sooner.

Boiler choice – The cheaper the boiler, the lower your monthly repayment will be – this one is pretty straightforward.

Deposit amount – the higher the deposit amount you choose to pay when buying your new boiler will mean the less money you need to borrow, the less you borrow the lower the risk for the lender, which means a lower monthly repayment.

The average monthly cost for a new boiler on finance would be around £20 per month.

Deposit amounts vary between 10-50%. The actual deposit amount you will pay will depend on the boiler model you choose to buy. Deposit amounts vary between £180 – £900.

After completing the WarmZilla survey, you will be given a selection of boilers to choose from. Each boiler will have the option to view the finance widget, where you can adjust the deposit amount you’d like to pay and the length of time you would like your finance plan to last.

If you have a bad credit rating, don’t worry, our finance providers have a high acceptance rate. 

Any finance application is subject to approval and a credit check. If you’re worried about your credit score, it may be worth checking your credit on a free site like Experian. We recommend having at least a ‘fair’ credit rating.

You will receive an instant decision on whether your finance application has been successful.

Having a better credit rating won’t affect the APR on your WarmZilla finance package but it may affect whether you are approved for finance or not. Our finance lenders may offer additional packages if you aren’t approved initially, at a different APR.

Yes, you can read some boring finance stuff below.

WarmZilla is approved and regulated by the Financial Conduct Authority (F.C.A) FRN 815093 for credit broking (not as a lender) and offers credit products through a panel of lenders. Finance available subject to status. Terms and conditions apply. Any credit is subject to status, affordability, and a credit check. 

You can view the WarmZilla profile on the Financial Services Register – a public record that shows details of firms, individuals, and other bodies that are, or have been, regulated by the Financial Conduct Authority (FCA). 

Registered in England & Wales Company No. 09301554 (VAT No. 304870905).

WarmZilla doesn’t offer financial advice on our finance packages but if you have a particular query regarding your boiler finance please email, or use the live chat option on our website.


Complete our online
survey for instant prices


Our boiler finance option is simple. When selecting your boiler, you’ll see a ‘view finance options’ button. Our super-easy to use finance calculator will show you a few different options and you can increase or decrease the payments over time to suit you.

When you go through the checkout process you will be redirected by our finance provider – Novuno, where you will fill out an application form to apply for finance on your new boiler. The acceptance rate is high, so even if you have bad credit you could still be approved for finance.

You can read more about our boiler finance options in our blog post.

To apply for online finance, you must be over the age of 18, work at least 16 hours a week, or be retired with an income. You must also be a resident of the United Kingdom and have lived in the UK for the last 12 months or more.

Unfortunately, we are unable to offer online finance to residents of Eire. Homemakers aren’t excluded from applying under their own names; however the employment details of your spouse / partner will be required in order to process your application.

Your monthly repayments will begin one month after your purchase has been delivered.

No. There are no arrangement fees or hidden extras.

Applying for online finance couldn’t be easier or more convenient. When you buy online from WarmZilla Ltd you have the choice of applying for finance by adding your purchase to the shopping basket, selecting the finance option, and completing an online application form. Just follow the simple instructions, entering your personal details as required and we’ll do the rest.

The whole process only takes a few minutes and is simple and secure. Once your finance application is approved, you will then be advised of how to sign the finance agreement and you will also receive an email confirming these details.

Please read the agreement carefully checking that all the details are correct, then either electronically sign the agreement or print and sign the agreement in both boxes. Post the signed agreement to the address shown on the covering letter of the agreement.

Following receipt of your finance agreement and a few additional checks, your goods will be dispatched.

All finance decisions will be made within 60 seconds. Once you are approved, we will contact you (during working hours Monday to Friday) to arrange delivery. If you your application is referred Novuna’s Underwriting Team will review your application and may request some further information from you before making their decision.

Within minutes of your application being approved, you will be presented with the options to either e-sign or print and return your finance agreement.

If you choose to e-sign your agreement, a PDF of your agreement will be displayed on screen. You should read the agreement carefully before clicking all the relevant sections agreeing to its terms.

Once you have agreed to the terms of the finance agreement WarmZilla Ltd will be notified and you need do nothing more.

If you choose to print and return your agreement you should print the agreement, read it carefully and then sign the document following the instructions on the covering letter. This signed document should then be posted to the address shown on the covering letter of the finance agreement.

Note that products will not be allocated to your order until your completed and signed agreement is returned and received by Novuna Personal Finance. Shipment of your goods will follow soon after your agreement has been returned and received.

Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants. This technique will be applied to your application for online finance. Credit scoring works by awarding points for each

answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies.

This information allows consistent decisions to be provided, ensuring all applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion or disability.

To see all FAQs related to finance, visit our FAQ Page